Martina Tong

Senior Loan Officer for PNC Bank

MARTINA TONG

Senior Loan Officer for PNC Bank

First and foremost, even before buyers come to view your property, we make sure that they have been pre approved and in a strong financial position to obtain a mortgage. The banks are tough in lending so we want to make sure that the buyer is qualified to get a mortgage. We work closely with loan officer, Martina Tong from PNC Bank to ensure that the buyers mortgage process goes smoothly.

A pre-approval is a written commitment from a lender that qualifies the purchaser for a specific loan amount based on their income and credit information. In order to get pre-approved, the potential buyers must provide the following documents:

  • Recent pay stubs – usually for the previous two or three months
  • If you are employed, W-2 tax forms for the past two years
  • If you are self-employed, two years of business tax returns, profit and loss statement and year-to-date balance sheet
  • Two years of federal tax returns
  • Two to three months of recent bank statements, and other investment and savings statements
  • Contact information for your landlord (if you rent)

FEATURED PROPERTIES

Brought to you by The Folan Real Estate Team